© 2023 Silver State School Credit Union. All Rights Reserved.

PO Box 12037, Las Vegas, NV 89112-0037 

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*APR = Annual Percentage Rate. 1Advertised "as low as" APR assumes excellent credit history and 80% Loan-to-Value. Special Rates for up to 90% Loan to Value are also available. The Annual Percentage Rate may vary. All loans are subject to credit approval, verification, and collateral evaluation. Loan requests above $100,000 require an appraisal. The appraisal fee can range between $600 - $750. Rates, terms, and conditions are subject to change without notice and can end at any time. Not valid for refinancing of existing SSSCU 1st and 2nd mortgages. Property Insurance Required. Other restrictions, qualifications, and fees may apply. As of July 1, 2023, the Annual Percentage Rate of 8.25% assumes the use of the "as low as rate" for a loan with 80% Loan-to-Value. The rate may vary quarterly and will be equal to the Prime Rate as published at www.bankrate.com as the WSJ Prime Rate ("Index"), plus the margin. Increases in the Interest Rate will result in like increases in the Finance Charge and will affect the amount of your scheduled payments during the draw period and the repayment period. The maximum APR will not exceed 18.00%. Consult a tax advisor for deductibility of interest. 2The Introductory Rate will expire nine (9) months from the open date. Minimum advance or balance transfer of $10,000 required on the day of opening. The minimum amount of subsequent advance is $500.00. 3Following the expiration of the Introductory APR, your plan will be subject to a Variable Rate. Subsequent advances/balance transfers not subject to the Introductory Rate will be subject to a Variable Rate and the Annual Percentage Rate can change as a result, as outlined per the terms of the Home Equity Line of Credit Agreement (corresponding to the periodic rate). The interest rate varies depending on your credit qualifications and the Loan-to-Value of your home. Must be a Silver State Schools Credit Union (SSSCU) member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00. Mortgage loan origination officers are all licensed through the national Mortgage Licensing System (NMLS). Silver State Schools Credit Union (NMLS #382004) originates mortgage loans through its wholly owned credit union service organization, Silver State Schools Service Company LLC (NMLS #410609) dba Silver State Schools Mortgage Company. Silver State Schools Mortgage Company LLC is located at 630 Trade Center Drive, Las Vegas, NV 89119 and can be contacted at 702.733.8820.


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Special Home Equity Line of

Credit Offer

We help you celebrate life's little moments and guide you through the big ones.

• Home Improvement Projects

• Debt Consolidation

• College Education Expenses

• Dream Vacation

• No Closing Costs!

• No Annual Fees!

• $10,000 Minimum Advance Required