Consolidate Debt
Home Improvements
Cover college tuition
Support your family
Make a large purchase
Manage unexpected expenses
1APR=Annual Percentage Rate. The interest rate varies depending on your credit qualifications and the Loan-to-Value of your home. 2Advertised “as low as” APR assumes excellent credit history and 80% Loan-to-Value. Special Rates for up to 100% Loan to Value also available. The Annual Percentage Rate may vary on approved credit. Rate and offer subject to change without notice. All loans subject to approval. Offer good for new Home Equity Lines of Credit applications received by 10/31/20 and opened on or before 11/30/20. Not valid for refinancing of existing SSSCU 1st and 2nd mortgages. Property Insurance required. Excess Title Fees above $250 may apply and can range between $250 - $650. $600 appraisal fee required on all loan amounts of $100,000 and above. Other restrictions, qualifications, and fees may apply. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00. Mortgage loan origination officers are all licensed through the National Mortgage Licensing System (NMLS). Consult a tax advisor for deductibility of interest. 3The Introductory Rate will expire six (6) months from the open date. No minimum draw required. 4Following the expiration of the Introductory APR, your plan will be subject to a Variable Rate and the Annual Percentage Rate can change as a result, as outlined per the terms of the Home Equity Line of Credit Agreement (corresponding to the periodic rate). As of September 1, 2020, the Annual Percentage Rate of 4.00% assumes the use of the “as low as rate” for a loan with 80% Loan-to-Value. This estimated rate is effective to October 31, 2020. On/after October 31, 2020, the rate may vary quarterly and will be equal to the Prime Rate as published at www.bankrate.com as the WSJ Prime Rate (“Index”), plus the margin. Increases in the Interest Rate will result in like increases in the Finance Charge and will affect the amount of your scheduled payments during the draw period and the repayment period. The maximum APR will not exceed 18.00%. Silver State Schools Credit Union (NMLS# 382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119 and can be contacted at 702.733.8820.
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